ROI of Education Calculator
Is a degree worth the investment? Analyze the financial return of your education to see your breakeven point and long-term earnings potential.
Enter Your Financial Details
Use your local currency (e.g., $, €, BDT) consistently across all fields.
🎓 The Investment
💰 The Payoff
Your Financial Analysis
Total Investment
$0
(Tuition + Lost Wages)
Annual Salary Increase
$0
(Your pay bump per year)
🗓️ Breakeven Point
0 Years
Time to pay back your investment with the extra salary.
10-Year ROI
$0
(Net gain after a decade of working)
20-Year ROI
$0
(Net gain after two decades)
Financial Planning Insight
Your breakeven point is when your investment starts generating pure profit. A shorter timeframe is generally better. However, the true financial power of education lies in the long-term ROI—the decades of higher earnings that follow. This is the number that can truly change your financial future.
Important: This is a simplified model and does not account for student loan interest, taxes, inflation, future salary raises, or non-financial benefits like networking, career satisfaction, and personal growth.